A spouse and unmarried children under 21 may be included as derivatives and receive conditional permanent residence alongside the investor. A child who reaches 21 may no longer qualify as a derivative, which makes the timeline a family issue rather than only an investor issue.
The age question sets the schedule for everyone
Where a household includes a teenager, the instalment problem becomes sharper. A buyout paid over eighteen months delays filing, and a delayed filing can push a child past the point where derivative status is available. Families in that position often restructure the funding rather than accept the risk, because no amount of later evidence recovers an aged-out child's place in the petition.
Beyond age, each derivative's own admissibility is examined, and each will hold conditional residence for two years subject to the same Form I-829 filing. Conditional residents also have to consider where they will actually live, since permanent residence carries residence expectations that a family splitting its time with Bonfield needs to understand before selling anything in Canada.