Government filing fees under the USCIS fee schedule, Form G-1055, plus administrative fees where a regional centre project is used, legal fees for the source-of-funds work, accounting fees, valuations and translations. Loan interest is a further ongoing cost.
The capital is the visible number and rarely the only one
Filing fees are set out in the G-1055 and should be read there rather than quoted, because they are revised. Where the investment goes through a regional centre, an administrative or subscription fee is usually charged on top of the capital and is not part of the qualifying investment. The professional work behind a source-of-funds file is substantial: an accountant reconstructing several years of company distributions, a lawyer assembling and presenting the chain, valuations for the property securing the loan, and certified translations where needed.
Terrence should also plan for interest on the mortgage throughout a process measured in years, and for the possibility of a request for evidence. Because the capital must remain at risk, it is not available to meet any of these costs, and treating the investment as a source of liquidity is a mistake.